Loan

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This is a credit related product. It is designed to enable customers acquire assets without having to deplete their disposable income. The scheme affords customers the unique opportunity of owning assets now and gradually paying down over a period of time.

This is also a credit product specifically designed for civil and public servants who earn their monthly salaries through the Bank. They are allowed 30% of their net income in advance for as long as 12 months.

This is also a credit product specifically designed for civil and public servants who earn their monthly salaries through the Bank. They are allowed 30% of their net income in advance for as long as 12 months.

This product is a composite loan package of 3 other loans namely:

  • Car Loan of ₦ 800,000
  • Housing Loan of ₦ 500,000 and
  • Computer loan of ₦ 100,000.

This is a loan product for traders and MPCS. In this product, Loan is given to the traders in groups of 4 to 10 but not exceeding 15.

This is almost as in Micro loan. And the customers covenants to save money daily or weekly with the bank and may convert this savings to compulsory savings upon which the micro loan could be granted.

As the name implies, this product ensures that request for loan is treated speedily. A customer may request for loan from the bank and will get his account credited within 24 hours.

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