Ekondo Microfinance Bank LTD (EMFB) is a leading Microfinance Institution in Nigeria which started business as a Community Bank in 1997 was granted a final license to operate as a Microfinance Bank by Central Bank of Nigeria in February, 2007 has been evaluated and given a BB Rating by Microfinanze ARL of Italy (A World Bank/Consultative Group to Assist the Poor –CGAP) approved Rating Agency.